Guides to settling and resolving IRS tax debt
Start with whichever matches where you are right now — each one links to the others as your situation gets clearer.
What Is an IRS Offer in Compromise, and Who Realistically Qualifies?
What is an IRS Offer in Compromise and who realistically qualifies? A plain walkthrough of the program, the acceptance formula, and the real odds.
Read the guide →IRS Installment Agreement vs. Tax Debt Settlement: Which Fits Your Situation?
IRS installment agreement vs tax debt settlement, compared honestly: cost, eligibility, timeline, and which one most people actually end up using.
Read the guide →How Tax Debt Relief Companies Actually Work — and What They Charge
How tax debt relief companies actually work: their fee structures, what they do for that fee, and what you should ask before signing anything.
Read the guide →Tax Debt Relief Scams: The Red Flags to Watch For
Tax debt relief scams: the specific red flags the FTC and IRS both warn about, and how to check a company before you pay any fee.
Read the guide →IRS Penalty Abatement: How It Works and When You Can Ask For It
IRS penalty abatement how it works: the types of relief available, who typically qualifies, and how to request it at no cost.
Read the guide →What Happens If You Ignore IRS Collection Notices
What happens if you ignore IRS collection notices: the actual sequence from first letter to levy or lien, and why responding early matters most.
Read the guide →State Tax Debt Relief Programs, Explained (They're Not the Same as Federal)
State tax debt relief programs explained: why state rules differ from IRS rules, and how to find your specific state's process.
Read the guide →How to Negotiate Tax Debt With the IRS Yourself, Without Paying a Company
How to negotiate tax debt with the IRS yourself: the free tools, forms, and steps for handling a payment plan or Offer in Compromise without a paid company.
Read the guide →The IRS Tax Debt Options Workbook
Gather your numbers in one place, compare a payment plan against a settlement side by side, and walk into any call — with the IRS, a clinic, or a relief company — prepared.