This site covers US federal tax debt — state programs vary and are covered separately.The IRS accepts only a minority of Offer in Compromise applications each year.An installment agreement usually costs nothing extra and is easier to get than a settlement.We are not a law firm, a CPA firm, or the IRS — we explain the routes, you choose one.Free help exists: irs.gov, Low Income Taxpayer Clinics, and the Taxpayer Advocate Service.This site covers US federal tax debt — state programs vary and are covered separately.The IRS accepts only a minority of Offer in Compromise applications each year.An installment agreement usually costs nothing extra and is easier to get than a settlement.We are not a law firm, a CPA firm, or the IRS — we explain the routes, you choose one.Free help exists: irs.gov, Low Income Taxpayer Clinics, and the Taxpayer Advocate Service.

Free download

The IRS Tax Debt Options Workbook

Gather your numbers in one place, compare a payment plan against a settlement side by side, and walk into any call — with the IRS, a clinic, or a relief company — prepared.

A worksheet to total your balance, penalties, and interest by tax year
A side-by-side comparison of installment agreement vs. Offer in Compromise
Questions to ask any tax relief company before you pay a fee
A list of official, free sources to check first

No payment, no account, no waiting for an email — the PDF downloads the moment you submit.

See your options Free workbook